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Tuesday, March 18, 2014

Geography of Bangladesh-II, Exam-2



An organized way in which a state or nation allocates its resources and apportions goods and services in the national community.

Free Market Economy where government intervention has been done to stabilise some of the prices of the commodities. However, government's manipulation of market economy is ruining our business and financial institutions, particularly the Stock Market which is in dire crisis at the moment due to facilitating underhand dealings (insider trading).
Bangladesh Economy

The economy of Bangladesh is rated as one of the poorest in the area, and most importantly it is thought to be the least powerful in South Asia. According to the most recent rating of the Standard & Poor’s the Bangladesh economy is a BB type of economy which is taken into consideration by those willing to invest in this country. A BB rating usually depicts a fragile economy and is most likely to drive sustainable investments and investors away. In the area, Bangladesh is rated below India but much above Pakistan and Sri Lanka which means that it is not the worst economy in the area but could do much better. For those who care Bangladesh is a developing country with a Bangladesh poverty rate that may exceed one’s expectations. Yet, here is some more information about the economy of Bangladesh which can help people gets a real grip of the quality of life in this country.

The economy of Bangladesh is still attracting investors from different parts of the world and there are various national and international efforts to improve its economic prospects. It is therefore described as a developing country which has however managed to greatly improve its prospects. For instance, it is estimated that in 1988 the country was heavily reliant on foreign grant and loan (about 85%) to only 2% in 2010. Yet, the per capita income in 2010 was 15 times smaller than the world average. However, according to the purchasing power index, the economy of Bangladesh is the 44th largest in the world.

The Bangladesh economy is heavily reliant on the export earnings which mostly come from garment industry. However, more than two thirds of the people in the country are known to be farmers and thus a great part of the economy is also reliant on agricultural products.

Bangladesh Economic Structure: Main Sectors

The economic structure of Bangladesh can be divided into the following three sectors:

·                     Primary Sector: With 45% of the workforce engaged in the primary sector (est. 2008), Bangladesh can be called an agrarian economy. Agriculture contributes 30% of the country's GDP and enables Bangladesh to achieve its macroeconomic objectives, including food security, poverty alleviation, human resources development and employment generation. Cooperatives are increasingly motivating farmers to employ modern machinery. Bangladesh primarily produces jute, rice, tobacco, tea, sugarcane, pulses and wheat. According to the composition of sub sectors, the crop sector contributes 72% of the production, followed by Fisheries at 10.33%, livestock at 10.11% and forestry at 7.33%. The unpredictable weather and natural calamities disrupt the country’s economy frequently. To overcome this problem, the government has constructed several irrigation projects to conserve rainwater and control floods. The projects also include controlling pests and using high quality seeds. 
·                     Secondary Sector: This sector mainly comprises of small and medium enterprises that give employment to 30% of the country’s workforce (est. 2008). It generates 25% of the GDP and 40% of the gross manufacturing output. Bangladesh’s light engineering sector is one of the largest and most diverse, producing a wide variety of machinery and spare parts. There are several mills and factories, producing jute, garments, cotton, paper, textile, pharmaceuticals and fertilizers, among other things. Some major manufacturing industries are railways, tea plantation & processing industries, construction sector, ferry and transport. Infrastructure is developing swiftly in terms of water distribution, power supply, communications and transportation. Bangladesh features a prominent wealth of coal mines. 
·                     Tertiary Sector: In the last two decades, Bangladesh has seen incredible growth in its service sector. As of 2008, 25% (2008 est.) of the country’s workforce was employed in this sector. Although this percentage is lesser than the primary and secondary sectors, a large part of the country’s GDP comes from service sector. The hospitality industry, in particular, has shown considerable growth.
Bangladesh has a thriving industrial sector with a diverse range of sectors outperforming global growth rates. The abundant natural resources of the country combined with competitive high quality labor and a business friendly environment, make Bangladesh a compelling proposition for companies investing in the region. You can read more about the main business sectors elsewhere on this website.

Below are five broad business categories of special opportunity:

Quality garment design and production

From spinning to weaving, from knitwear to leisurewear and high street fashions, the textiles and clothing industry is Bangladesh’s biggest export earner with over USD 9.3bn of exports in 2007. Our factories design and produce for the world’s leading brands and retailers. Garments and textiles businesses invest in Bangladesh for a number of important reasons:
·                     Cost and quality!  Products that are produced on time, reliably and very competitively.
·                     The garments and textiles cluster. Bangladesh has real strength in depth of its local supplier base
·                     Enormous talent pools of skilled labour
·                     Training and technical development facilities that support the industry.

ICT and business services

Businesses ranging from inbound call centers to the latest in Web 2.0 software development can be successfully operated in Bangladesh. Widespread use of English helps to make Bangladesh a fast emerging option for the global business services industry. Our open minded ICT sector is ready to win you over. Opportunities exist in many areas of ICT including:
·                     Direct investment in your own ICT and business/financial services, established in any of the major districts of Dhaka, and in other major city conurbations
·                     Outsourcing of ICT and business services to existing established Bangladesh businesses
·                     Opportunities in telecoms infrastructure and services.

Pharmaceuticals and life sciences

Pharmaceutical companies worldwide can benefit from setting up a facility in Bangladesh. The country has tremendous potential to build a pharmaceuticals and life sciences workforce for international companies.
·                     The World Trade Organization's (WTO) Trade-Related Aspects of Intellectual Property Rights Agreement (TRIPs) agreement permits Bangladesh to reverse-engineer patented generic pharmaceutical products to sell locally and export to markets around the world.
·                     Bangladesh is developing a strong manufacturing and technically experienced industrial base with growth in excess of 10% most years.
·                     Thanks to the country’s quality of its tertiary education, the scientific talent pool is not only plentiful but also offers excellent cost/quality opportunities.
·                     Bangladesh also offers significant potential for R&D, contract research outsourcing (CRO) and clinical trials development.

Agribusiness

Over 90 varieties of vegetable are grown in Bangladesh, yet for such a fertile land there are huge gaps in local resources and under-utilization of the country’s agricultural capacity. This presents many opportunities for investors seeking to export agricultural products, or to meet the rapidly growing local demand. Here are just some of the investment opportunities:
·                     Cold storage facilities to serve all stages of the supply chain, and especially for fresh produce for export.
·                     Fresh produce production for local and export markets · Production of fertilizers and cultivation of seeds
·                     Eco-friendly jute production, with the support of several jute industry technology development institutes
·                     Shrimp farming
·                     Halal foods
·                     Milk and dairy products
·                     High value added-value foods for export, including herbs, spices, nuts and pulses 

Leather products

Bangladesh has a long established tanning industry that already produces around 2-3% of the world’s leather from a ready supply of raw materials. Bangladesh is therefore an established and attractive location to source and outsource the manufacture of finished leather products. Three key enabling business factors are:
·                     Attractive export incentives
·                     Tariff and quota free access to major markets such as the EU
·                     A skills pool and rural/industrial locations to support foreign investors

Bangladesh - Major Sectors of Economy
Agriculture:

1. Agriculture accounts for 19.49% of GDP and employs over 63% of work force.
2. Government is keen to implement National Agricultural Policy.
3. In 2000-2001, agriculture experienced a growth of 6.04%.
4. Government, as part of the investment policy is promoting agro-based industry and declared it as a priority sector.

The Government continues to support the agricultural sector through a number of policy interventions, with the ultimate view to t promoting food self-sufficiency as envisaged in the Fifth Five Year Plan (1997-2002).
However, the non-crop sector, which includes livestock and fisheries, seems to have performed much better, on account of private sector initiatives. Bangladesh is in the process of a transition from a predominantly agrarian economy to an industrial and service economy. The private sector is playing an increasingly active role in the economic life of the country, while the public sector concentrates more on the physical and social infrastructure.

Industry:

1. Government is keen to expand industry base and encourage both domestic and foreign investment in the sector.
2. In 2000-2001, GDP growth in industrial sector was about 9%.
3. The Quantum Index of Production in medium and large industries stood at 235.20 in 2001 from 179.30 in 1997.

Based on the philosophy of market economy, since 1991, Government has tried to pursue an industrial strategy, which has been defined in the Industrial Policy 1991 and subsequently revised in 1999. Particular attention is given following categories of industries:

* Export oriented;
* Technology intensive operation;
* Import substitution industry;
* Labor intensive industries that can take advantage of indigenous natural resource or raw material;

* Investments in quality improvement and marketing of local products and capacity building of existing industries

Energy:

1. Energy sector is the largest recipient of all foreign investment in Bangladesh.
2. The combined share of gas and power sectors in total FDI was about 60% during the period 1994/95 through 1998/99.
3. Out of total 130 million population, about 100 million have no access to commercial forms of energy like power and gas.

The key objective of the energy policy is to increase the availability of sustainable sources of commercial energy.

Banking & Finance:

1. The banking system dominates the financial sector accounting for about 97% of the market in terms of assets.
2. Government has undertaken major reform initiatives to improve the regulatory and legal environments for banks.
3. Several specialist development financial institutions have been providing long-term debt, equity financing and leasing.

Transport & Communication:

1. Almost all parts of Bangladesh, even the remote ones are today connected by a road network
2. Bangladesh has the best water transport system in the region, which accounts to two-thirds of cargo transport within the country
3. Government has been encouraging private sector investment in telecommunication sector

Improving transportation and communication is a major goal of Bangladesh Government.

Potential Sectors/Industries

Construction Sector

The construction sector has great potentials. The traditionally used building materials are locally produced. Locally available traditional raw materials can be used as effective construction materials. The government should publicize information regarding locally available building materials, its high productivity, the locations and accessibility. Local small-scale industries should be encouraged to produce quality-building materials.

The Housing and Building Research Institute (HBRI) is encouraged to develop new building materials and techniques with the objectives of reducing costs and imports. On one hand, there is research into alternative and low-cost materials and techniques while on the other land; alternative building materials of indigenous sources like clay tiles get little interest.

Construction industries can create employment opportunities. Institutional training should be facilitated for the unskilled laborers. Special vocational training should be introduced and training made essential for creating highly skilled specialized labor force. Building technologies will differ from place to place. Use of appropriate and simple technology is essential to improve construction productivity.

In Bangladesh the Local Government Engineering Department (LGED) has developed Low Cost. Reinforced Cement Concrete (RCC) piles, which have cost similar to timber plies. These low cost piles address the deficiencies of the timber piles and also possess additional advantages compared to castin- situ and pre-stressed piles. These piles can be used as compaction piles as well as load bearing piles. For small structures, the possibility of application of this pile is immense e.g., in buildings, bridges, culverts etc.

The newly evolved RCC pile can be locally produced with relatively simple technology. These piles would provide a much better alternative to the timber piles, which are, at present, being widely used. The Low cost RCC piles will contribute towards better conservation of forest resources and thereby minimize degradation of the environment.

Garments

The ready-made garment (RMG) industry of Bangladesh started in the late 1970s and became a prominent player in the economy within a short period of time. The industry has contributed to export earnings, foreign exchange earnings, employment creation, poverty alleviation and the empowerment of women. The export-quota system and the availability of cheap labor are the two main reasons behind the success of the industry.

In the 1980s, the RMG industry of Bangladesh was concentrated mainly in manufacturing and exporting woven products. Since the early 1990s, the knit section of the industry has started to expand. Shirts, T-shirts, trousers, sweaters and jackets are the main products manufactured and exported by the industry. The phenomenal growth in the readymade garment (RMG) sector in the last decade created many new factories and employment opportunities.

Having enjoyed more than 70% of total investments in the manufacturing sector during the first half of the 1990s, RMG and knitwear now account for about 4,825 factories and a workforce of 3.1 m -80% of which are women. This sector now employs over 50% of the industrial workforce and accounts for 79% of the total export earnings of the country. The growing trend in the textile and the garments sector means that Bangladesh is perfectly positioned to appeal to foreign investors.

Leather

Bangladesh produces between 2% and 3% of the world’s leather. Most of the livestock base for this production is domestic, which is estimated as comprising 1.8 % of the world’s cattle stock and 3.7 % of the goat stock.

The hides and skins (average annual output is 15m sq.m.) have a good international reputation. Foreign direct investment in this sector along with the production of tanning chemicals appears to be highly rewarding due to this presence of basic raw materials for leather goods including shoes, a large pool of low cost, trainable labor, and a tariff concession facility to major importing countries under Generalized System of Preferences (GSP) coverage. Thus Bangladesh is an ideal offshore location for leather and leather products manufacturing with low cost but high quality.

The government is in the process of setting up a separate Leather Zone, relocating the existing industry sites to a well-organized environment. Exports include some ready-made garments, although that aspect is confined mainly to a small export trade in “Italian-make” garments for the US market. Footwear is more important in terms of value addition. This is the fast growing sector for leather products.

Sea food

In the 1980s, Bangladesh emerged suddenly and dramatically as a major producer of shrimp, frog legs, and fish for export. The seafood industry’s sudden success resulted primarily from private entrepreneurial initiatives, in response to a hospitable international market. The natural resources to support a growing fisheries sector are abundant, including enormous potential to develop inland water bodies, as well as even greater productive areas of coastal and offshore waters.

Coastal brackish-water shrimp farming was more developed and was likely to grow further as investment increased, higher technology was brought to the activity, and the world market continued buoyant. Fresh and frozen shrimp accounted for two-thirds of Bangladesh’s seafood exports in the mid- 1980s; Japan purchased more than half. The United States, Belgium, and Britain were the other major buyers; the United States was the prime customer for frog legs, the largest category after shrimp.

Jute Products

The export of hand woven jute clothes began in the year 1805. But the jute cottage industry began to vanish gradually from Bangladesh like world famous Muslin of Dhaka due to discouragement and other political reasons. It was Europe which nurtured jute to gain international stature.

Europe’s requirement moved the wheels of jute industry in this area. And till today, it plays a significant role in shaping the nature of Bangladesh jute industry. World’s finest and best quality jute grows in different regions of Bangladesh due to presence of favorable natural climatic conditions and alluvial soil. Jute is a major world fiber and cash crop and have a tremendous market all over the world.

Agro-products

Agriculture is the single most important sector of Bangladesh’s economy. 80% of the population 66% of the labor force) is engaged in agriculture. When we talk of rural development, the emphasis is on the development of agriculture, and agro based industry, trade and service sectors. With its nearly 130 million inhabitants, Bangladesh is one of the most populous countries of the world and potentially a sizeable market. Besides representing a potential market in itself (and potential access to the much larger South Asian market) Bangladesh also offers considerable potential as a base for export also.

Agriculture till now is the main occupational activity in the rural areas as most of the population depends on agriculture for their livelihood and employment. A small stimulation will dynamite the rural economy and lead to improved quality of life. This is the highest priority sector to enable the country to meet these challenges and promoting agro-based industries, to make this sector commercially profitable.

Electronics

The high skill, low cost labor resource of the electronics sector in Bangladesh offers companies great returns on investment. Whilst the global market for semiconductors is worth in excess of $200bn and is dominated by the Asian economies, Bangladesh has significant financial and economic factors in its favor that make it the best choice for many companies.

The electronics industry in Bangladesh mostly produces consumer items. Home appliances includes televisions, radios, DVDs and CD players, refrigerators, air conditioners, ovens, electronic fans, blenders etc. are being assembled to a large extent. To ensure the performance reliability, the key challenges in this sector are technical assistance and proper technology orientation of the industry.

Developing the significant capacity and skill in assembly and manufacture of a wide range of electronic components and parts is crucial. As yet, Bangladesh does not have any telecommunication equipment industry in the private sector. However, an urgent need for diversification and modernization is felt among the existing entrepreneurs, government and professionals. The government is keen to provide and ensure enabling assistance to the development of this sector.

IT

IT and business services in Bangladesh is a vibrant sector supported by an enthusiastic culture and a government committed to providing a pro-business climate for all investors. Over 400 IT companies are now thriving in the country supplying to local and international markets worldwide.

Outsourcing

As outsourcing costs in traditional countries like China, India and Philippines are rising dramatically, Bangladesh is becoming an attractive outsourcing destination as global clients are increasingly looking to diversify their sourcing portfolio. Bangladesh has already made its mark in the global outsourcing market for its cost effectiveness, commitment, and most importantly its professionalism. European Union has already ranked Bangladesh as one of the top 20 outsourcing destinations in the world.

Gartner, the global research company on IT sector, has recently placed Bangladesh on its list of top 30 destinations for global IT outsourcing for 2010- 11. Bangladesh posses one of the most attractive population demography in the world where out of the total 160 million populations in Bangladesh, 50% of the population is below 25 years of age. The country is powered by young motivated and passionate workforce with comparatively lower attrition rates. The significant pool of young, talented and techno savvy work force in Bangladesh is available at a lower wage than India, Philippines, Vietnam and Eastern European Countries.

Outsourcing to Bangladesh can have a significant cost advantage, as man hour cost for Bangladesh workforce can be 50% lower than that of Europe and America. In addition to the low wages, Bangladesh also offers significant cost savings in terms of the cost of infrastructure. Rent for office space in Dhaka (Capital) is below 20% of that in Delhi and 40% of Manila. State of the art telecommunications infrastructure is supported by extensive fibre optics connectivity across the country. Charges for Internet bandwidth in Bangladesh is currently the lowest in South Asia (almost 50% of that in India).

Geographic location of Bangladesh also provides time zone advantage for European countries, as the half day time difference means that work related queries sent to Bangladesh in the evening can be responded by early morning next day (European time). The Government of Bangladesh’s vision of Digital Bangladesh by the year 2021 is also providing the necessary impetuous for growth of the IT outsourcing sector in Bangladesh – as the Government is providing significant budgetary incentives like tax exemptions, duty cuts, etc., to attract more local and foreign investments in the IT sector in Bangladesh.

Government has declared Software and IT Services as a ‘High Priority’ export sector. The unique age demography of Bangladesh, coupled with the low-cost work force and Government’s Incentive for the IT service sector, makes Bangladesh a major player at the global service outsourcing market. Bangladesh is fast emerging as the next major global outsourcing destination.
Slum
Background
Though still comparatively rural, Bangladesh has an urban population of about 35 million, or just over 25 percent of its total population. Moreover, the urban population has been growing very rapidly since liberation in 1971 and continues to do so at over 3.5 percent annually. The country will likely have an urban population approaching 50 million by 2015.This rapid growth has been due primarily to migration by the rural poor, particularly to large metropolitan areas. On arrival, these poor migrants routinely turn to slums and squatter settlements for shelter. All major urban centres in Bangladesh have slums and squatter settlements, the largest concentrations being in Dhaka, followed by Chittagong, Khulna, and Rajshahi.
To begin with, there is no difference between a slum and a squatter settlement. The latter are simply slums illegally located on land belonging to the government, semi-governmental units, public organizations and other organizations. Drawing on both international literature attempting to define slums as well as widely accepted definitions or norms applied in the Bangladeshi context; slums are defined as settlements with a minimum of 10 households or a mess unit with a minimum of 25 members and:
* predominantly very poor housing;
* very high population density and room crowding;
* very poor environmental services, especially water and sanitation;
* very low socio-economic status;
* lack of security of tenure
The socioeconomic status of the community is defined by low income, with the majority, or over 50 percent, of households having income below the poverty level of Tk. 5,000 per month , the majority of the labour force in informal sector occupations (e.g. rickshaw pullers, hawkers, domestic workers, etc.) or very low paying formal sector positions (in organizations ranging from factories to offices) and low levels of rent. Another important dimension is whether the settlement is socially perceived as a slum. Finally, security of tenure is captured by vulnerability to eviction.
Slums of Dhaka city
Dhaka, the capital of Bangladesh, is the largest city in the country. It comprises 34 percent of the overall national urban population and is unrivalled among Bangladeshi cities in terms of its economic, social and political opportunities. Dhaka has been growing very rapidly over the last five decades, particularly due to rural to urban migration and urbanization and incorporation of erstwhile outlying areas. Dhaka City Corporation (DCC) has an area of 145 sq. kilometres and an estimated population of 7.2 million (2005). Dhaka Metropolitan Area (DMA), with an estimated 2005 population of 9.1 million, comprises DCC and adjoining areas totalling 306 sq. kilometres. Slums have existed in Dhaka City for a long time but their growth accelerated after the liberation of the country in 1971, mainly due to mass migration by the rural poor. The first significant survey of the slums and squatter population in Dhaka was conducted by the Centre for Urban Studies in 1974 at the behest of the Government of Bangladesh and UNCHS. The slum population found in that survey was 275,000. Another survey was conducted by CUS in the Dhaka Metropolitan Area in 1991 for ICDDR, B. This study recovered a slum population of 718,143 in some 2,156 slum and squatter clusters. CUS conducted yet another survey in 1996 in the same area (the DMA) for the Asian Development Bank and found the total slum population to be 1.5 million in 3,007 clusters.
Year of Establishment of Slum Settlements in Existence in 2005
Slums have been a feature of life in the cities of Bangladesh for a long time. Table 2 presents the year of establishment of those slums found in 2005. It shows that there were quite a significant number of slums in the cities even prior to 1971, the year of independence of the country. By a five-year period intervals the data suggest that the highest period for establishment of slums for all six study cities combined was 197680, which had a concentration of 15 percent of new slums.
Density of population in slums
The average population density in slums was 831 persons per acre or 205,415 people per km2 (Table 3). This density figure is extraordinary, given that almost all residential structures in slum areas were single storey. Density varied from 272 persons per acre in Rajshahi to 1,032 in Chittagong. Dhaka had the second highest density at 891 persons per acre. In Chittagong, the population density in slum areas was 11 times that of the overall city.
Housing conditions
The quality of housing is one of the most basic indicators characterising slum settlements. The majority of slum houses (56%) in the six cities were of very poor quality (weak and temporary structures or kutcha units), while another 42.4 percent were semi-pucca type. A very small proportion (1.1%) was dilapidated older buildings, while only 0.5 percent was good quality homes. The physical quality of slum housing was generally better in Dhaka and very poor in Khulna and Barisal. However, the fact that slums in Dhaka and some of the other towns showed a relatively high prevalence of semi-pucca structures does not automatically allow one to conclude that the overall housing situation there was good since such houses normally had very high room crowding and very low per capita floor space.
Rental pattern in slums
Almost three-fourths (73.9%) of slum households rented their residence, a figure which varied from 17.7 percent in Rajshahi to 96.3 percent in Sylhet (Table 4). In Rajshahi, a high proportion of slum households (58.9%) were owner occupied. A significant proportion of households (around 25%) in Barisal, Khulna and Rajshahi did not pay any rent.
Slum land ownership pattern
Most slum clusters (88.6%) were established on privately owned land. Only 9.3 percent were on public land (i.e. on government and semi-government land). A small number (only 195 of the 9,048, or 2.2 percent) were built on land owned by various other organizations. Sylhet revealed a different picture: there were almost no slums on public land. Other studies have suggested that the proportion of slums on private land has been increasing, mainly due to a rapid decline in the availability of public land. Table 5 shows the pecentage distribution of slum land ownership in the six cities.
Overall Characteristics of Slums
More than 93% of slums were reported to have very high population density and very poor environmental services, and 85% had very poor housing conditions (Table 7). Interestingly, less than 10% of slums seemed to suffer from lack of tenure security. This can be explained by the fact that most were on private land and run on a commercial basis. Sudden evictions were not very common in such slums.
NGO coverage of slums
Nearly three-fourths of the slums (71.5%) received services from one or more NGOs. Barisal and Rajshahi were the best serviced and while the slums of Chittagong benefited least from the efforts of NGOs.
This survey revealed that slum circumstances vary greatly across the six cities. In many instances, there are two overall prevailing situations: the circumstances in the largest cities (Dhaka and Chittagong) and those in the smaller ones. This realization should lead to the casting of a wider net in future studies focusing on slums: the circumstances of the slums of the largest cities of Bangladesh are in all likelihood not particularly representative of those in smaller and medium sized cities. Unfortunately, studies into the causes or consequences of slum life to date in Bangladesh have generally focused on a limited number of slums in Dhaka.

Slum of Bangladesh: An Overview

Abstract:

Bangladesh is a country of about 146.10 million of people containing nearly 5.3 million of slum people. Two censuses and many surveys on slum people were conducted by the government of Bangladesh to know and figure out the key problems of slum dwellers. A brief overview about the slum of Bangladesh has presented in this paper by analyzing the censuses and survey report. An informative scrutiny on number, structure and housing condition of slum, nature of slum people, common standard of living and wretchedness of slum people, income patterns, poverty scenario and NGOs coverage has presented in this paper. Finally, some suggestion has designed to remove the problems of slum people.
1. Introduction
Slum is a word, a name that reflects the miseries of deprived people who have to struggle with poverty to survive in this beautiful world. Slums and shanties are available in every countries regardless which are developed or developing countries. Usually poor people migrated from village and very poor people in urban areas live in slum. They choose the slum to live, because they have no afforded. Basically, for eight reasons people usually migrated to slum life. In this paper it has been tried to give a brief description of slum of Bangladesh with some policy suggestion.
1. Slum: definition
1.                   A slum is a cluster of housing units which grow unsystematically in government owned or private vacant land. The walls and roofs of such houses are generally made of straw leaves, Gunny bag, polythene paper, bamboo etc. a tin shed house or even a building may be added, if it is situated within the purview and environment of a slum. The physical and hygienic conditions of such houses are far below those of a common urban residential area. Generally, this segment of people are distressed and forced to live in such unhygienic condition due to economics reason[i].
1.                   A slum is a cluster of compact settlements of 5 or more households which generally grow very unsystematically and haphazardly in an unhealthy condition and atmosphere on government and private vacant land. Slums also exist in the owner based household premises[ii].
1.                   slums are defined as settlements with a minimum of 10 households or a mess unit with a minimum of 25 members and predominantly very poor housing; very high population density and room crowding; very poor environmental services, especially water and sanitation;  very low socio-economic status; lack of security of tenure[iii].
1. Causes behind slum creation:
Usually it is claimed that, a large number of poor people come to the divisional cities and adjacent paurashavas for livelihood and many other purposes, which highly contribute to create slums. In the slum census of 1997, firstly it was tried to find out the key reasons of migration to slum areas.
Table-2
Reason for coming to slum (as % of total households)
River erosion
17.2



Uprooted
12.53



Driven out
2



Abandoned
1.22



Meager income
19.97



Insecurity
2.43



For job
39.53



Others
5.12



Total
100



Total households
334431



The eight reasons founded for migrated to slum areas in which 39.53% of slum households for looking job followed by insufficient income, River erosion, uprooted and others etc.but the recent data is not available.
1. Slums of Bangladesh: an overview
1) Total Number of slums in Bangladesh:
Table-3
Years
Number of slums and squatter clusters
Number of slum households
Slum population
1986
-
176745
831645
1997
2991
334431
1,391,459
2005
9048
1043329
5233217
The slum area census 1986 covered the three Statistical Metropolitan Areas (SMA), Chittagong, Dhaka and Khulna including Paurashavas and city and counted 176745 households in slums whereas this figure was recorded as 259244 in Census of slum areas and Floating Population 1997, for these same areas.
With some variation, Mapping and Census of urban Slum of Bangladesh, 2005 accounted it as 977891 for the city corporation areas of these cities.
Furthermore, the number of population living in these areas was founded as 831645, 1063010 and 4876453 in the census of 1986, 1997 and 2005 respectively.
Moreover, the Number of slums and squatter clusters in the same areas were recorded as
2991 in 1997 while it increased to 7300 in 200
2) Number of slums in Dhaka city:
Table-4
years of survey
Number of slums and squatter clusters
Number of slum households
Slum population
1974
-
-
275,000
1986
-
121328
-
1991
2,156
-
718,143
1996
3,007
-
1500000
1997
1579
185917
754866
2005*
4966
673883
3286770




*
Due to the variation in the definition of slum, the figures of the table ill matched for different years, but table depicted the tremendous increase in the slum, slum household as well as Slum population in Dhaka city.
3) Number of slums in Bangladesh: by division:
Table-5
Number of slum and cluster between 1997 and 2005 census
City
1997
% of total
2005
% of total

Dhaka Mega city
1579
52.79
4966
54.9

Chittagong SMA
186
6.22
1814
20

Khulna SMA
202
6.75
520
5.7

Rajshahi SMA
84
2.81
641
7.1

Barisal
*

351
3.9

Sylhet
**

756
8.3

14 cities
293
9.8
***
***

100-Paurashavas
647
21.63
***
***

Total
2991
100
9048
100

*Included with Khulna** Included with Chittagong*** Not coverage
According to the report of the Census of slum areas and Floating Population 1997, the largest number of slum situated in Dhaka city followed by 100-Paurashavas and 14 cities respectively. While in 2005, Dhaka remained the first followed by Chittagong, Rajshahi SMA and Barisal accordingly.
In addition to that, the report confirmed that, 1579 slums and cluster were situated in Dhaka SMA whereas this figure reached at 4966 in 2005 with a broad definition of slums. (See definition of slum).the percentages of these numbers recorded as 52.9 and 54.9 respectively.
Between 1997 and 2005, the percentages of slum in Chittagong SMA, Khulna SMA and Sylhet fluctuated in the range of 5 to 8.in 2005 census, 641 slums founded in Rajshahi SMA while it was only 84 in 1997.
The data insure that, the expansion of slums is not confined not only to divisional cities but also in the urbanized areas and Paurashavas.
4)      Number of slum Households and their % between 1986 and 2005 census
Table-6: Number of slum Households and their % between 1986 and 2005 census
City
1986
% of total
1997
% of total
2005
% of total
Dhaka Mega city
121328
68.65
185917
55.59
673,883
64.6
Chittagong SMA
30854
17.45
45143
13.5
266,182
25.5
Khulna SMA
24563
13.9
28184
8.43
37,826
3.6
Rajshahi SMA
-
-
6998
2.09
27,665
2.6
Barisal
***
***
*
*
19,460
1.9
Sylhet
***
***
**
**
18,313
1.7
14 cities
-
-
24448
7.31
***
***
100-Paurashavas
-
-
43741
13.08
***
***
Total
176745
100
334431
100
1,043,329
100
*Included with Khulna** Included with Chittagong*** Not coverage
During 1986, the number of slum households was 176745 in the three divisional
Cities including Paurashavas, while this figure increased and reported at 334431 in the six divisional Cities including Paurashavas and some urbanized areas, called SMA.in the census on the slums of six city corporation in 2005, this number recorded as1, 043, 329.however, Dhaka still occupied the first position in terms of living slum household, which was 68.65 and 64.6% in 1997 and 2005 respectively. Chittagong SMA secured the second position followed by Khulna SMA, Rajshahi SMA and sylhet containing 25.5%, 3.6%, 2.6%, 1.9% and 1.7% respectively.
5) Percentage of male and female In Distribution of population between 1986 and 1997 census
Table-7
% of male and female In Distribution of population between 1986 and 1997 census

City
1986
1986
1986
1997
1997
1997

City
Total population
% of male
%of Female
Total population
% of male
%of Female

Dhaka Mega city
575604
52.75
47.25
745866
54.66
53.82

Chittagong SMA
138282
58.58
41.42
188839
14.05
13.07

Khulna SMA
117750
52.5
47.5
119305
8.05
9.15

Rajshahi SMA
***
***
***
29766
2.11
2.17

Barisal
***
***
***
*
*
*

Sylhet
***
***
***
**
**
**

14 cities
***
***
***
109012
7.77
7.9

100-Paurashavas
***
***
***
189670
13.39
13.88

Total population
831645
53.69
46.31
1391458
51
48.99










In 1986, the total population in slum was 831645 with 53.69 % and 46.31% of male and female respectively in three divisional cities with adjacent Paurashavas.while in 1997.this figure reached at 1391458 with 51% and 48.99 % of male and female respectively in six divisional cities with adjacent Paurashavas and urban areas. The slum population figured out as 5233217 in 2005 for six divisional cities.
6) Population Density: Slum Area and Overall City, 2005
Table-8: Population Density: Slum Area and Overall City, 2005
City
person Per acre
person Per acre
City
slum area
city total
Dhaka
891
121
Chittagong
1032
94
Khulna
536
82
Rajshahi
272
39
Sylhet
626
52
Barisal
541
29
all cities
831
95



The density figure reflects the miseries of slum people.The average population density in slums were 831 persons per acre in 2005. Density varied from 272 persons per acre in Rajshahi to 1,032 in Chittagong. Dhaka had the second highest density at 891 persons per acre. The overall gross population density for Dhaka was less than 121 persons per acre. Thus, the population density in slums there was at least 7 times higher than the average for the city as a whole. In Chittagong, the population density in slum areas was 11 times that of the overall city.
1) Housing Structure and condition of slum
Diagram-1
Table-9
Housing Structure (percentage of households)

1986
1997
2005
Jhupri/Shacks/Mud
20.55
41.41
11.3
Bamboo structure/ Tong
44.66
0
0
Tin shed
30.48
28.33
0
Tong
0
8.57
0
Chhai
0
17.69
0
Pucca
0
0.91
0
semi pucca
0
3.09
42.4
Kutcha flimsy structure
0
0
44.8
Dilapidated old buildings
0
0
1.1
Others/better quality
4.31
0
0.5
Total
100
100
100
The Housing Structure of slum dwellers is very poor. According to the report of the slum census-1986, 44.66% households lived in Bamboo structured houses followed by Tin shed 30.48% and Jhupri/Shacks/Mud 20.55%.however, in 1997, Jhupri dominate housing structured by capturing the highest portion 41.41% and reduced to 11.3% in 2005.Conversely, 44.8 % households lived in Kutcha housing followed by semi pucca 42.4% and old buildings 1.1% respectively.
2) Ownership of agricultural land
The alarming indicator is that, with the course of time, the slum households are becoming landless with an increasing trend. In 1986, the percentage of landless people was 78.08 which were reached to 83.47 in 1997.As depicted from the diagram.
Diagram-2
Consequently, the slum people live in the land of Govt. or private organization. As data shows that, in 2005, the majority portion of slum land, 88.6% was owned privately followed by government. (9.3%) and others (2.2%) respectively. whereas these figures were counted as 51.92%, 43.83% and 4.25% for government.
3) Rental status of slums
In2005, 73.9% of slum households live in rented land while it was 63.33% in 1986.conversely, 63.33% of slum households were lived in rent-free land  whereas it was reduced to 11.74% in 2005 .it is bad news that, only 14.5% households lived in their own land in 2005.
Table-10

1986
1997
2005
Owner

44.54
14.5
Rented
63.33
48.45
73.9
rent free/others
36.67
7.01
11.7
4) Sources of light
Diagram-3
For lighting the housing unit, 70.99% of households used Kerosene in 1986, while it was reduced to 27.59% and only 7% in 1997 and 2005 respectively.conversely,28.51% households depended on electricity for lighting in 1986, whereas it has increased to 57.7% and 91.10% in 1997 and 2005 accordingly. Furthermore, a tiny portion of households depends on other sources for lighting such as 1.10% in 2005 compared to 0.16% in 2005.
5) Sources of fuel
The slum dwellers usually use straw leaves, gas etc. as fuel for preparation of their meals. Wood is still the main sources of the fuel in the slum areas. the data states that, in 1986, the majority percent (71.60%)of the slum household used wood as fuel followed by 10.60% straw/leaves/cowdung,7.44% gas,4.79% husk and 3.38% kerosene etc.
But the census report- 2005 claimed that, gas has become the second sources of fuel in the slum and 44.6% of households depend on gas. It was not available in Khulna, Rajshahi and Barisal. In Dhaka, 81.2% of clusters and 57.6% of households in slums had access to cooking gas while in Chittagong and Sylhet gas was available to only 27.9% and 16.1% of slum households, respectively.
6) Toilet facility
Diagram-4, 5, 6
It is highly alarming that, the toilet and sanitation facilities are absolutely unsafe as well as unsatisfactory. The three pie diagrams depicting toilet facilities show that, unsafe and unhealthy toilet facilities occupied the majority percent of toilet in the slums. such as temporary (79.45%) ,Kancha (53.80%) and pit (52.8%) in 1986,1997 and 2005 respectively. even open space were used and still using as toilet which accounted 8.99% and 4.1%in 1997 and 2005 respectively. while the safety toilets were few in numbers such as  sanitary (20.55%) and sanitary (7.93%),pucca(20.14%) in 1986 and 1997 respectively.
In addition to that, Latrines linked to sewers and septic tanks and water sealed latrines are considered safe from a hygienic standpoint. Only 28.8% of slum households had access to one of these three types of latrines in 2005. Dhaka slum residents had the best access to safe latrines (35.6%) while those in Sylhet and Barisal had very poor access (only 2.1% and 0.4%, respectively) for the same time. Pit latrines, a variety widely regarded as unsafe, were common in slum areas. In almost all slums, latrines were usually shared by two or more households. In 13.4% of slums, one latrine was shared by 11 or more families.
7) Sources of drinking water:
Diagram-7
The census report-1997 states that, the 55.42% of slum households used Tube-well as the sources of their drinking water followed by municipal tap 21.59%, others 15.35% and river/canal 2.88% respectively. Only 1.01% households were collected drinking water from the ponds.
Conversely, 61.10% households were getting their drinking water from the municipal taps followed by tube-well 37% and others 1.90% respectively as reported in slum census-2005.
8) Literacy rate of slum people
Table-11
Literacy of slum people by locality 1986 and 1997
City
1986
1997


Dhaka Mega city
12.61
14.35


Chittagong SMA
16.48
16.99


Khulna SMA
15.08
16.67


Rajshahi SMA
***
13.36


Barisal
***
*


Sylhet
***
**


14 cities
***
14.66


100-Paurashavas
***
12.53


National
13.6
14.66


Literacy refers to the ability to write a letter. The literacy rate of slum’s population was14.66% where the male literacy rate was 17.88 and female literacy rate was 11.32% respectively, which was slightly higher than that of 1986 figures. But it was significantly smaller than the literacy rate of 32.4% in 1991 census. It appears that literacy rates very low in slum areas.
9) Employment Scenario:
Diagram-8
A person is termed as employed who is engaged in some gainful work. In slum areas, most of the adults are found to be engaged in some activities in exchange of some benefits either in cash or kind. The census report 1986 figured out that, 40.98% of the slum population was employed where 65.53% was male and 11.91% was female while 59.02% people including children and student was unemployed due to having no specific job. Moreover, the employment rate slightly increased to 47.88% while unemployment rate was 52.12%.Among 52.12%,4.71% were not working, 8.60% were students ,0.71% were begging and others 38.10%,who had no specific jobs ,but were seeking to job.
The reported data claim that, unemployment rate is very high among the slum population and almost all of the employed persons were engaged in informal sector. It will be cleared from the list of job structure of slum population as given below.
.
10) Income Pattern and poverty rate in Slums
Table-12
Households’ Monthly Income Pattern by City                                         (percentage of households)
City
<2000 tk
2001-3000tk
30001-4000tk
4001-5000tk
above 5000 tk
Number of households
Dhaka
3.8
19.6
34.5
27.6
14.6
673,883
Chittagong
21
36.8
27.6
11.6
2.9
266,182
Khulna
34.4
54.3
9.4
1.5
0.3
37,826
Rajshahi
8.8
52.1
33.9
4.7
0.5
27,665
Sylhet
0.8
1.9
22
69.3
5.9
18,313
Barisal
44.6
44.8
9.9
0.6
0.1
19,460
all cities
10.7
26.8
29.6
23.7
9.1
1,043,329
The census report-2005 explained that, 90.8% slum people lived below the urban poverty line[i] (tk.5000 as estimated by the CUS study team for May 2005) with 37.5% having incomes below Tk. 3,000 per month. Most of households (29.6%) income range was 2001-3000tk followed by 2001-3000tk (26.8%), 4001-5000tk (23.7%) and <2000 tk (10.7%) respectively. on the other hand, only 9.1% of households had the income of tk.5000.
Besides, poverty was very high in the slum households of Barisal and accounted that,99.9% people live below the urban poverty line of tk.5000.even 44.6% had income below tk.2000.
Khulna (99.7%) occupied the second position in the slum poverty followed by Rajshahi (99.5%)
, Chittagong (97.1%) and Sylhet (94.1%) respectively.
Dhaka was slightly better off, with 14.6% having incomes above the poverty line and slum poverty 85.4% with 23.4% having incomes that fell below the hardcore poverty line.
11) NGO Coverage of Slums
About three-fourths of the slums (71.5%) received services from one or more NGOs.
13.1% and 58.4% of clusters received services from one and more than one NGOs respectively. Whereas 28.5% clusters did not receive any service from NGOs. Besides, by division, Rajshahi received the highest services followed by Barisal, Dhaka, Khulna, Chittagong and sylhet respectively. The figures were 86%, 81.2%, 58.5%, 51.3%, 50.4% and 40.7% respectively as reported by slum census 2005.
Table-13: Percentage of Slums Covered by NGO Programs         (percentage of clusters)
NGO coverage
Dhaka
Chittagong
Khulna
Rajshahi
Sylhet
Barisal
all cities
one NGO
11.3
7.2
27.1
7
34.8
13.1
13.1
more than one
58.5
50.4
51.3
86
40.7
81.2
58.4
None
30.2
42.4
11.5
7
24.5
5.7
28.5
don’t know
0
0
0
0
0
0
0
Total
100
100
100
100
100
100
100
total slum
4966
1814
520
641
756
351
9048

The household monthly income of Tk. 5,000 was estimated as the urban poverty line for May 2005 by the CUS study team on the basis of urban poverty line per capita income of TK.906 (or Tk 4344 for an average urban household) for May 2004 determined by the Bangladesh Bureau of Statistics (BBS) and presented in its “Preliminary Report of the Poverty Monitoring Survey, 2004”. p.13
1. Conclusion:
“Slum life” means a bad dreamy life, life of man as non-human being, and the final deprivation from fundamentals constitutional rights-it is proved from the description of this paper. Though every government committed to eradicate poverty completely, they did not yet take the appropriate program. To save the lives of 5.3 million slum people, it is urgent to take immense steps by government, NGOs even an individual level. Otherwise, instead of becoming a peaceful and developed nation, our country will be a hell for us.
This is a list of slums in Bangladesh.
·                     Begun Bari
·                     Karail
·                     Kawnia
·                     Lalbagh
·                     Mohammadpur
·                     Mymensingh

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